Our Weekly Blog

First Things First: Is Social Security Really Going Away? Social Security has been one of the most popular and dependable programs in the country, providing millions of retirees (And those that are disabled) with a steady income that supports their way of life. Ignoring or underfunding it could lead to a political backlash, which lawmakers generally try to avoid. So instead of big overhauls, you’re more likely to see gradual adjustments that help keep the program stable. Even if changes are approved, it’ll take time—probably a decade or more—before they kick in.

Not long after graduating, they'll be looking at renting apartments and taking out loans. The time to start building credit is today.

When our kids were young, we would not blink an eye about providing our children with the things that they needed to succeed, even if it was a financial stretch. (We are not talking about “wants” here.) But that nurturing approach changes once they graduate from college. Now they should have some training that will enable them to get a job and earn a living. However, becoming financially independent today is different from when their “boomer” parents were young adults.[1]

Are you being bombarded with TV commercials, phone calls and text messages about Medicare Advantage plans? This happens every year during this time, also known as Medicare Open Enrollment period (October 15 to December 7) when you can change your Medicare plan

According to LongTermCare.gov: About seven out of 10 people turning 65 today can expect to need some form of long-term care services in their remaining years. Women need care longer (3.7 years) than men (2.2 years). 20 percent will need long-term care for more than five years.

Every year from October to Thanksgiving, company employees can make changes to their employee benefits. The enrollment period is the one time per year when employees can make changes to nearly every aspect of their benefit programs. With recent inflation making everything more expensive, these benefit programs may be able to help you save money. Here are seven tips to consider when electing benefits during open enrollment: