What can I pay for with a 529 plan?
If you’ve been a good saver, you may have spent the last 18 years saving in a 529 plan for the costs of your child’s college. How do you turn the switch to start using this saved money?
5 Things to Consider About Your Risk Tolerance
In a nutshell, risk tolerance is a term used to describe how an investor would feel under certain circumstances if their investment portfolio lost money.
Is ESG worth it?
More and more investors want their investments to reflect their values. Yet, there is a persisting belief that “investing for good” involves a trade-off in performance. Years ago that was largely true but today it is not a given.
Nearing Retirement? Which bucket to take from first?
So, where do you pull money from if needed? Once you turn 59 ½, money can come out of retirement accounts with no penalty however, ordinary income taxes would be due. Therefore, before age 72, one should calculate how these withdrawals could affect their taxable income as the amount withdrawn would be added to ordinary income.
5 ways to reduce your carbon footprint now
· Consider walking or riding a bike to get where you’re going instead of driving your vehicle. Its good for the environment and its good for your physical health, too.
Lump Sum to Invest?
The reason one may feel it is safer to invest when the share price is rising is merely psychological. It is human nature to want to see an investment (whether a stock or real estate) go up in price. We rationalize that if the price is rising it must be a good thing and provides more safely.