Downsize / change your living situation – For many pre-retirees, they are still living in the home that they raised their kids in. Do you still need 4 bedrooms, a den, dining and living room, man-cave / she-shed and large kitchen? What about the large lawn? Do you still need all that stuff in the basement or garage, too? A smaller place is more efficient and possibly less expensive to maintain.
Through $avvy Ladies, I offer help to women of modest means become more financially empowered. Most are struggling with debt which we usually tackle first before moving on to other life goals. With over 25,000 women helped in all 50 states, it is clear there is a need for this type of help.
As people grow to recognize scams, scammers grow more sophisticated. Here are 5 tell-tale signs that you may be dealing with a scam.
Okay, so should you have New Year's Resolutions? No. Let's call them habits as resolutions haven't really worked for most. Do you know when new memberships are highest at gyms? You guessed it. In December and January. People are all gung ho to get in shape and when do we start? In January! A new year! A new chance!
When you retire things can change—a lot. After a lifetime of going to work and saving and investing, you now have more time and are not saving and investing anymore—you’re just spending. Those are big changes for most people and may not be easy.
There was a 6% company match so for the first 6% Steve put in, the company matched that 100%. Example, Steve’s 6% is $4,500, his company matches $4,500. Nice