Financial planning for the LGBTQ+ community has become less complicated with marriage equality. The landmark 2015 Supreme Court Obergefell v. Hodges decision legalized same-sex marriage, providing legal protections and financial benefits to same sex legally married couples.
Heat waves are one of the top causes of weather-related deaths. With the heat waves we’ve already seen this summer, 2023 is shaping up to be one of the deadliest ever. If you have to be outside, be sure to pack an insulated jug of water packed with ice. My son who is coaching volleyball to teens this summer never goes anywhere without his water jug. It may be tempting to bring ice tea, soda or some other sweetened drink but when it is really hot, your body just needs plain water. As you get older dehydration can sneak up on you because your body is less able to cool off. So, drink lots of water and be sure it is cool, too.
If you have not completed your estate plan (Making sure your wishes would be carried out in the event of your disability or death) then I urge so to do so soon. Not having certain things done can leave quite a mess for your loved ones. Since I know firsthand what these potential messes can be, I am happy to chat with you to help get you on the right track.
Are you over age 65 living in a one-person household? If so, you have a lot of company. Per the US Census Bureau, there were 37.9 million one-person households in the U.S. in 2022. This represents 29% of all households (versus only 7.7% in 1940 and 13% in 1960), Of these one-person households, 41% were aged 65 and older.
So, a question we get a lot is, “Should I start Social Security at 62, at my full retirement age (which is 67 for those born after 1960 and a bit before if born before 1960) or should I wait until 70?" (70 is the latest one can wait to collect)
In May, our two young adult boys came home from college for the summer. Yes, they walked in and dumped their car load of stuff on the dinning room floor and guess what? Fifteen seconds later, they are heading out to meet up with their buddies or ensconced in an online game.