This has been a tough year to buy a used car. My daughter needed new wheels this spring and when I went car shopping, I found out that things have really changed. The last time I bought a car was during COVID. You remember, when you were the only person on the dealer’s lot and the salesman seemed like he had not talked to anybody all day. Well, things are different now.
Rick’s tip! Microsoft or Apple (or any other company) will never call you to tell you that you have been hacked. Once a wire transfer is initiated, it is nearly impossible to get your money back. NEVER wire transfer money to anyone you do not personally know.
Financial planning for the LGBTQ+ community has become less complicated with marriage equality. The landmark 2015 Supreme Court Obergefell v. Hodges decision legalized same-sex marriage, providing legal protections and financial benefits to same sex legally married couples.
Heat waves are one of the top causes of weather-related deaths. With the heat waves we’ve already seen this summer, 2023 is shaping up to be one of the deadliest ever. If you have to be outside, be sure to pack an insulated jug of water packed with ice. My son who is coaching volleyball to teens this summer never goes anywhere without his water jug. It may be tempting to bring ice tea, soda or some other sweetened drink but when it is really hot, your body just needs plain water. As you get older dehydration can sneak up on you because your body is less able to cool off. So, drink lots of water and be sure it is cool, too.
If you have not completed your estate plan (Making sure your wishes would be carried out in the event of your disability or death) then I urge so to do so soon. Not having certain things done can leave quite a mess for your loved ones. Since I know firsthand what these potential messes can be, I am happy to chat with you to help get you on the right track.
Are you over age 65 living in a one-person household? If so, you have a lot of company. Per the US Census Bureau, there were 37.9 million one-person households in the U.S. in 2022. This represents 29% of all households (versus only 7.7% in 1940 and 13% in 1960), Of these one-person households, 41% were aged 65 and older.